Privacy Policy, Terms & Conditions

Privacy Policy
Collection and Use of Personal Information
  1. We collect, use and disclose your personal information for a variety of reasons: (i) to identify you and verify any information you provide us (ii) to assess your creditworthiness and eligibility for products and services (iii) to recommend particular products and services that may be of interest to you (iv) to present your mortgage application to various lenders and insurers for the purposes of securing and/or renewing a mortgage and/or related service (v) to maintain our client relationship with you so we may serve you better.

  2. You understand that Mortgage Architects maintains its own file containing your personal information.

  3. Your file will be kept physically at the office of your independent mortgage planner with Mortgage Architects until a loan/mortgage is funded, after which, it is scanned and sent to a Mortgage Architects corporate or licensed office for compliance review and then electronically stored on the secure Mortgage Architects computer systems. Your file will also be subject to the privacy policy of the lender that funds your mortgage review and storage, and electronically on Mortgage Architects computer systems. Your file will also be subject to the privacy policy of the lender that funds your mortgage.

  4. While at Mortgage Architects the access to your file is restricted to personnel on a need-to-know basis. Our personnel is required to safeguard the confidentiality of your personal information and privacy. We have systems in place which safeguard your personal information and prevent unauthorized access.

  5. Other than as provided under this privacy policy we do not share your personal information without your authorization or when permitted or required by law.

  6. You will have access to your personal information upon request and you may challenge the accuracy and completeness of the information and such information will be amended as appropriate.

  7. If you have any concerns about our privacy policy or require additional information, please contact our Privacy Compliance Officer at 1-877-802-9100.

Cookies and Other Technologies

“Cookies” are small text files that are sent to your web browser to customize your experience and understand the usage of the website.  For example,  some websites let you select your preferred language.  This preference would be stored as a cookie on your computer to remember your preferred language as you navigate through the website and on future visits.

When you visit LainaSaccone.com, information about your visit may be collected and stored.  This information may include the time and duration of your visit, the pages you viewed, the website or search engine that referred you, and information about your internet service provider (ISP). This data may be used to make the site content more specific to your interests, and used on an aggregate basis to measure activity and improve the functionality of the site.

Third Party Links & Content

This website contains links to other websites outside of the control of Laina Saccone and/or Mortgage Architects. We have no control over the accuracy, quality, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the products, services, and/or views expressed on these 3rd party sites.

Terms & Conditions
Content Notice

To provide the latest news and information about mortgages, real estate, and related subjects, LainaSaccone.com publishes original content and content provided by Mortgage Architects.  Additional content may be published from time to time, including a mix of content from syndication, subscription service(s), and/or other sources.  Laina Saccone does not receive compensation for the content published on this site unless otherwise specified.

Disclaimer

The information contained on this website and affiliated social media (e.g. Facebook, Instagram, etc.) are for general information purposes only and are not a substitute for professional advice tailored to your situation.

The website and its contents are provided “as is” and “as available”.  By accessing and using this website, you acknowledge and agree that the use of the website and the content is entirely at your own risk.

While we aim to keep this website current, accurate, and error-free, we make no representations or warranties of any kind, express or implied, without limitation, regarding the completeness, accuracy, reliability, suitability, timeliness, or availability of the information, data, calculators, software, products, and/or services contained or referenced on the website for any purpose.  We also cannot guarantee that the website will be available without interruption, errors, or omissions, that defects or errors will be corrected, that the website and servers will be free of viruses or harmful components, and/or that communications to or from the website will be secure or not intercepted.

In no event will Laina Saccone or Mortgage Architects be liable, without limitation, for any direct, indirect, or consequential loss or damage whatsoever, including loss of data and/or profits arising out of the use of or inability to use the website or reliance on information contained therein.